A: Home insurance is a type of insurance that covers the cost of damage to your home and belongings. Renters insurance is a type of insurance that covers the cost of damage to your belongings while you are renting a home.
The cost to rebuild your home if it is damaged or destroyed by a covered peril, such as a fire, flood, or windstorm.
The cost of additional living expenses (ALE) if you are unable to live in your home due to a covered peril.
Homes in high-risk areas, such as those prone to hurricanes or floods, will have higher insurance rates.
The cost to replace your personal belongings if they are damaged or destroyed by a covered peril.
A: Home insurance is a type of insurance that covers the cost of damage to your home and belongings. Renters insurance is a type of insurance that covers the cost of damage to your belongings while you are renting a home.
Home insurance typically covers the following:
The cost to rebuild your home if it is damaged or destroyed by a covered peril, such as a fire, flood, or windstorm.
The cost to replace your personal belongings if they are damaged or destroyed by a covered peril.
The cost of liability claims if someone is injured on your property.
The cost of additional living expenses (ALE) if you are unable to live in your home due to a covered peril.
Renters insurance typically covers the following:
The cost to replace your personal belongings if they are damaged or destroyed by a covered peril.
The cost of liability claims if someone is injured in your rented home.
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